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Brenden Morris Insurance Agency, Inc. Blog

How to Protect Your Home From Windstorm And Hurricane Damage

7/29/2024

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​Living in areas prone to windstorms and hurricanes requires proactive measures to protect your home from potential damage. These powerful natural disasters can cause extensive destruction to property, but with careful planning and preparation, you can minimize risks and safeguard your home. Here are essential steps to protect your home from windstorm and hurricane damage:
  1. Secure Doors and Windows:
    Ensure all exterior doors and windows are equipped with storm shutters or impact-resistant glass. Reinforce garage doors to withstand high winds and debris impact.

  2. Roof Maintenance:
    Inspect your roof regularly for loose or damaged shingles and secure them promptly. Consider reinforcing your roof with hurricane straps or clips to anchor it to the frame of the house.

  3. Trim Trees and Shrubs:
    Keep trees and shrubs trimmed and remove any dead or overhanging branches that could potentially damage your home during high winds.

  4. Secure Outdoor Items:
    Store or secure outdoor furniture, grills, and other items that could become projectiles during a storm. Anchor large yard decorations and potted plants.

  5. Check Drainage Systems:
    Clear gutters and downspouts of debris to ensure proper drainage. Poor drainage can lead to water backup and potential flooding, exacerbating windstorm damage.

  6. Backup Power and Supplies:
    Prepare an emergency kit with essentials such as flashlights, batteries, first aid supplies, and non-perishable food items. Consider investing in a generator for backup power in case of electrical outages.

  7. Review Insurance Coverage:
    Review your homeowner's insurance policy to understand what is covered in case of windstorm or hurricane damage. Ensure you have adequate coverage for both the structure of your home and its contents.

  8. Create a Family Emergency Plan:
    Develop a family emergency plan that includes evacuation routes, designated meeting points, and communication strategies. Practice drills with your family so everyone knows what to do in the event of a hurricane or severe windstorm.

Home insurance typically covers damage from windstorms and hurricanes, but it's essential to understand the specifics of your policy. Review coverage limits, deductibles, and exclusions with your insurance provider to ensure you have adequate protection. Consider adding endorsements or riders to your policy if you live in a high-risk area prone to these natural disasters.

By taking proactive measures and preparing your home and family ahead of time, you can significantly reduce the impact of windstorms and hurricanes. Protecting your home requires diligence and readiness, ensuring that you're prepared for whatever nature may bring. Stay informed about weather updates and heed evacuation orders if issued to prioritize your safety and the safety of your loved ones.

In conclusion, safeguarding your home from windstorm and hurricane damage involves a combination of preventive measures, maintenance, and comprehensive insurance coverage. By investing time and effort into preparedness, you can mitigate risks and protect your home's structural integrity and your family's well-being during severe weather events.

At Brenden Morris Insurance Agency, Inc., we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you. Learn more about our products and services by calling our agency at (818) 835-9660​. You can also request a free quote by CLICKING HERE. 

Disclaimer: The information presented in this blog is intended for informational purposes only and should not be considered as professional advice. It is crucial to consult with a qualified insurance agent or professional for personalized advice tailored to your specific circumstances. They can provide expert guidance and help you make informed decisions regarding your insurance needs.​
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Brenden Morris Insurance Agency, Inc.​
30077 Agoura Rd.
Suite 240B
Agoura Hills, CA 91301
(818) 835-9660
Click Here to Email Us
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