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Brenden Morris Insurance Agency, Inc. Blog

Home, Upgraded: The Convenience And Security Of Smart Tech

4/14/2025

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Today’s homes are getting smarter — and not just in design. With advancements in connected technology, more homeowners are turning to smart home devices for convenience, efficiency, and peace of mind. From automating your lights and thermostat to remotely locking your doors or checking your security cameras on the go, smart tech allows you to manage and monitor your home from virtually anywhere.
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Whether you’re upgrading for comfort, energy savings, or security, integrating smart technology into your home can enhance your lifestyle — and may even help you save money in the long run.
5 Ways Smart Tech Enhances Home Security
Smart home technology has revolutionized how we protect our homes. Many systems are user-friendly, affordable, and customizable, making it easier than ever to keep your property safe.

Here’s how smart security solutions improve safety:
1. Smart Doorbell Cameras
  • View and speak to visitors in real time from your phone
  • Record activity for added accountability

2. Motion-Activated Cameras and Sensors
  • Detect unusual movement and send instant alerts
  • Can trigger sirens or contact emergency services

3. Smart Locks and Keyless Entry
  • Lock or unlock doors remotely
  • Create temporary access codes for guests, deliveries, or service providers

4. Automated Lights and Smart Plugs
  • Schedule lights to turn on/off while you’re away
  • Simulate occupancy to deter burglars

5. Leak and Smoke Detectors
  • Alert you instantly if a water leak, smoke, or carbon monoxide is detected
  • Allow you to act quickly, potentially minimizing damage

Bonus: Many home insurance providers offer discounts for homes equipped with monitored alarms, smoke detectors, or other qualifying smart security features.


4 Ways Smart Tech Saves Time and Energy
Beyond safety, smart devices help optimize daily routines and reduce unnecessary energy usage:
1. Smart Thermostats
  • Learn your schedule and adjust temperatures automatically
  • Cut energy bills by up to 10–20% annually

2. Voice Assistants (e.g., Alexa, Google Assistant)
  • Control lights, appliances, and routines with simple voice commands
  • Integrate with other smart devices for seamless operation

3. Smart Appliances
  • Use less energy and notify you of maintenance issues or usage patterns
  • Some can even be operated remotely or with voice control

4. Automated Sprinkler Systems
  • Adjust watering schedules based on weather forecasts
  • Reduce water waste and lower utility bills


Why Home Insurance Still Matters in a Smart Home
While smart technology adds a proactive layer of protection, it doesn’t prevent all risks — nor does it replace the need for comprehensive home insurance. Fires, storms, theft, water damage, and liability claims can still occur, and smart devices can only do so much when catastrophe strikes.

Here’s what home insurance covers (and why it’s still essential):
  • Property Protection: Repairs or rebuilds your home after covered events like fire, windstorms, or vandalism

  • Personal Belongings: Covers items such as electronics, furniture, and clothing if they’re damaged or stolen

  • Liability Coverage: Protects you if someone is injured on your property or if you accidentally damage someone else’s property
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  • Additional Living Expenses: Helps pay for temporary housing if your home is uninhabitable due to a covered loss

Pro Tip: Keep your insurance provider updated on smart home upgrades. Not only can this ensure accurate coverage, but it may also qualify you for premium discounts.


Final Thoughts: Make Your Smart Home Truly Safe
Smart tech provides convenience, security, and control — but even the smartest systems can’t prevent every incident. That’s why combining smart devices with a strong, up-to-date homeowners insurance policy is the smartest upgrade of all.

Together, they form a comprehensive protection plan: one that helps you prevent risks, detect threats early, and recover financially if disaster strikes.

At Brenden Morris Insurance Agency, Inc., we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you. Learn more about our products and services by calling our agency at (818) 835-9660​. You can also request a free quote by CLICKING HERE. 

Disclaimer: The information presented in this blog is intended for informational purposes only and should not be considered as professional advice. It is crucial to consult with a qualified insurance agent or professional for personalized advice tailored to your specific circumstances. They can provide expert guidance and help you make informed decisions regarding your insurance needs.
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Brenden Morris Insurance Agency, Inc.​
30077 Agoura Rd.
Suite 240B
Agoura Hills, CA 91301
(818) 835-9660
Click Here to Email Us
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