When it comes to protecting your home and assets, standard homeowners insurance provides essential coverage for common risks such as property damage and liability. However, in today’s litigious world, accidents or lawsuits can sometimes exceed the limits of a basic policy, leaving you financially vulnerable. Umbrella insurance acts as an extra layer of protection, providing peace of mind by extending your liability coverage beyond the limits of your standard home insurance. This blog explores how umbrella insurance works and why it’s a valuable addition to your home protection plan.
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